Auto Loan Transfer
Easily transfer auto loans— with low interest rates starting from just 6.99%!
How It Works
Selling Price = Loan
- Vehicle Value or Selling Price (Decided by seller): $10,000
- Pending Loan Balance: $10,000
- Total Loan to be Transferred = $10,000 + Fees & Taxes
- Taxes & Fees: 12% Tax (7% P.ST +5% GST) $995 – Documentation Fee $XXX – Application Fee
Selling Price > Loan
- Vehicle Value or Selling Price (Decided by seller): $15000
- Pending Loan Balance: $10,000
- Positive Equity (5000$) Will Be Refunded To Seller
- Total Loan to be Transferred = $15,000 + Fees & Taxes
- Taxes & Fees: 12% Tax (7% P.ST +5% GST) $995 – Documentation Fee $XXX – Application Fee
Selling Price < Loan
- Vehicle Value or Selling Price (Decided by seller): $8000
- Pending Loan Balance: $10,000
- Negative Equity ($2000) Will Be Paid By Seller
- Total Loan to be Transferred = $8,000 + Fees & Taxes
- Taxes & Fees: 12% Tax (7% P.ST +5% GST) $995 – Documentation Fee $XXX – Application Fee
NOTE- ALL NUMBERS CAN BE DECIDED BETWEEN BUYER & SELLER. ONLY THE FINALISED AMOUNT WILL BE TRANSFERRED.
For Buyers
Prime Bank Financing
Get pre-approved in 4 minutes so you know exactly what you can afford.
We approve you with prime banks for the lowest rates. Starting 6.99%
Open, flexible loans – pay off anytime or in a lump sum.
Inspection & Detailing
Our certified mechanic does a 360° check and runs a complete Carfax report. Need it shining? We’ll detail it, too.
ICBC & Payoff
Transfer plates, switch ownership and even pay off the seller’s loan under one roof. Skip the line—get road-legal today.
FOR SELLERS
More Leads, More Offers – Financing bring in more qualified buyers.
Pay Off Your Current Lien – We handle the payoff to your bank, so you don’t have to.
(For Positive Equity Only ) – Get paid safely and directly without long delays
Cancel Your Insurance – We take care of canceling your insurance once the sale is finalized.
Secure Payment Directly to You – Get paid safely and directly without long delays.
Auto Loan Transfer
Join over 1,100+ happy customers who found their perfect ride.
Need Help?
Frequently Asked Questions
1. How much does it cost for a refinance, private financing, or loan approval?
2. How long does the pre approval process take ?
It takes less than four minutes to complete the pre-approval form. Once submitted, our finance executive will contact you immediately or within a short period to discuss the approved amount.
3. Is approval really guaranteed?
Yes. We work with multiple lenders to ensure guaranteed approval for most applicants, regardless of credit history. Our goal is to find a solution that works for your situation.
4. Can I finance a vehicle from a private seller?
Absolutely. You can finance any vehicle from any seller. We handle inspection, paperwork, loan payoff, ICBC transfer, and detailing for a seamless private purchase.
5. What credit score is required to apply?
There is no minimum credit score requirement. We help customers with excellent, fair, poor, or no credit get approved with competitive financing options.
6. Do you handle auto loan transfers completely?
Yes. We manage the entire loan transfer process, including inspection, Carfax report, ICBC services, and paperwork—allowing you to drive home in as little as one hour.
7. Can I refinance my current auto loan?
Yes. If you’re paying over 8% interest, refinancing can lower your monthly payments and interest rate. Check your eligibility in just 4 minutes.
8. What vehicles qualify for instant loans?
Cars, motorcycles, RVs, and boats qualify for instant loans if they have a clean title and are fully paid off. Approval can be completed within 30 minutes.
