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Frequently Asked Questions
Got questions about approvals, rates, or vehicle financing? Here are answers to the most common questions to help you move forward confidently and informed.
1. How long does the pre-approval process take?
Pre-approval takes just 4 minutes. You’ll instantly know your approved budget, interest rate, and next steps—without visiting a dealership or affecting your credit score.
2. Is approval really guaranteed?
Yes. We work with multiple lenders to ensure guaranteed approval for most applicants, regardless of credit history. Our goal is to find a solution that works for your situation.
3. Can I finance a vehicle from a private seller?
Absolutely. You can finance any vehicle from any seller. We handle inspection, paperwork, loan payoff, ICBC transfer, and detailing for a seamless private purchase.
4. What credit score is required to apply?
There is no minimum credit score requirement. We help customers with excellent, fair, poor, or no credit get approved with competitive financing options.
5. Do you handle auto loan transfers completely?
Yes. We manage the entire loan transfer process, including inspection, Carfax report, ICBC services, and paperwork—allowing you to drive home in as little as one hour.
6. Can I refinance my current auto loan?
Yes. If you’re paying over 8% interest, refinancing can lower your monthly payments and interest rate. Check your eligibility in just 4 minutes.
7. What vehicles qualify for instant loans?
Cars, motorcycles, RVs, and boats qualify for instant loans if they have a clean title and are fully paid off. Approval can be completed within 30 minutes.
